Katie Price is in a ‘very unstable condition’ as she is about to face the person who thr3w acid on her in the past, saying, “I’m 40 this year. Am I going to d.i.e in the next ten years? I don’t actually know”

Katie Piper could see the obsessive stalker who plotted the devastating acid attack on her released from prison.

Parole chiefs will spend two days deciding whether Daniel Lynch, 47, should be released after he was initially jailed for life in 2009.

The violent and obsessive rapist faces the grilling by bosses on July 23 and 24 where they will assess the risk he faces if he was to be released.

The Loose Women star was just 24 in March 2008 when her ex-partner Lynch plotted the acid attack which left her face severely burned.

He got life in 2009 after being found guilty of rape, GBH and admitting ABH.

Stefan Sylvestre, then 19, who threw the acid, was given life with a minimum of six years after admitting GBH and was released in 2018.

He fled and breached his bail conditions in 2022 and is still on the run nearly two years later amid fears organised criminals are hiding him abroad.

Parole chiefs are likely to asses Lynch’s progress in prison, his relationships with other inmates and prison chiefs and also any anger or behavioural problems.

Former Met detective Peter Bleksley said: “There is absolutely no justice for the poor victim in this case.

“The man who organised this and caused her so much harm and distress could be out soon and the man who carried it out could be anywhere.

“It is a very distressing case and my heart goes out to her.

“I would imagine she has a low opinion of the criminal justice system and who can blame her really. How many times have we heard the words ‘life should mean life’ but then it comes to nothing.”

Mr Bleksley said he was confident somebody in the criminal underworld would have information of where Sylvestre was hiding. He said: “There will be underworld criminals who have knowledge of his whereabouts.

“A priority should be finding him.

“There were reports he had fled abroad, every effort should be made in bringing him back.”

A source said: “Katie has had this hanging over here since 2009. It is an awful situation. The idea Lynch could soon be out is horrendous.”

After she ended their relationship, Lynch bombarded her with phone calls. He was on the phone to her as she walked down a street in Golders Green, north London, when Sylvestre threw sulphuric acid in her face.

In June last year, Katie said Lynch’s release was on her mind. She said: “I’m 40 this year. Am I going to die in the next ten years? I don’t actually know.

“The people that attacked me will be released. Are they going to kill me? I’m not sure.”

Lucy Hadley, Head of Policy at Women’s Aid, of which Katie is an ambassador said it would be traumatic for her:

She said: “Women’s Aid stands in solidarity with our Ambassador Katie and with all the other many women who have to deal with the trauma of parole hearings.

“Parole hearings can be a significant source of fear and trauma for women and children who have experienced violence and abuse.

“The nature of male violence against women means that perpetrators can often pose a lifelong threat to survivors, and so when the possibility of them being released from custody by a parole board is there, the physical safety and mental wellbeing of survivors is put at risk.

“Recent reports into the performance of the probation service, such as the inquest into the murder of Zara Aleena, as well as concerns over the decision made by parole boards, have highlighted the failings of the criminal justice system to adequately protect survivors from harm, and have severely damaged women’s confidence in the system to protect them.

“It is important that those sitting on parole boards are properly trained on the nature and impact of violence against women and girls, so that they understand the lifelong risks that perpetrators pose to survivors and the long-lasting trauma that they have to live with.”

Rebecca Goshawk, Head of Partnerships and Public Affairs at Solace Women’s Aid added: “Parole hearings and the potential release of perpetrators can be an incredibly challenging time for survivors of abuse. It can negatively impact survivors’ mental health, taking them back to the situations they were once in and feel retraumatising or triggering.

“Not only this, but survivors may have very real concerns about their safety – abuse rarely ends once just because the survivor has left or the perpetrator is in prison. Parole decisions are based on risk that the offender presents, which is essentially a judgment call with no input from the person who has been harmed.

“Survivors have told us that knowing that the perpetrator may or will be released can cause feelings of constant hypervigilance, having to check over their shoulder all the time, or feeling unsafe in their own homes and communities.”

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Source: New York Post

Insurable Interest: A Key Concept in Insurance

Insurable interest is a fundamental principle of insurance contracts that ensures the legitimacy and fairness of insurance transactions. It refers to the legal right or financial interest a person or entity must have in the subject matter of the insurance contract. The concept ensures that the policyholder has a stake in the preservation or protection of the insured property or life. Without insurable interest, an insurance policy would not be valid or enforceable.

Key Aspects of Insurable Interest

Types of Insurable Interest

Legal Implications

Application in Insurance Policies

Conclusion

Insurable interest is a foundational concept in insurance that ensures the integrity and validity of insurance contracts. It safeguards against moral hazard, establishes fairness in insurance transactions, and ensures that insurance policies provide genuine protection to policyholders. Understanding and applying insurable interest in insurance contracts is crucial for all parties involved, ensuring the protection and legitimacy of the insurance industry.

  1. Definition and Requirements
    • Definition: Insurable interest is a financial or other interest that one party has in the life, property, or liability that is the subject of insurance.
    • Requirements: It must be present at the time the insurance policy is issued. The policyholder should have a reasonable expectation of financial loss if the insured event occurs.
  2. Examples of Insurable Interest
    • Life Insurance: A spouse has an insurable interest in the life of their partner because their financial security is tied to that person’s life.
    • Property Insurance: A homeowner has an insurable interest in their home and its contents because they own them.
    • Business Insurance: A company has an insurable interest in the health of its key employees, as their loss would affect business operations.
  3. Purpose and Importance
    • Protection Against Moral Hazard: Ensures that the policyholder has a genuine interest in the preservation of the property or life, thus reducing the likelihood of fraudulent claims.
    • Legitimacy of Insurance Contracts: Guarantees that insurance contracts are not merely speculative bets on the occurrence of an event.
  1. Personal Insurable Interest: Direct and personal, such as a spouse having an interest in the life of the other spouse.
  2. Financial Insurable Interest: A business owner has an interest in their inventory or machinery as loss would impact the business financially.
  3. Property Insurable Interest: An individual has an interest in their home or car.
  • Life Insurance: Some jurisdictions require insurable interest only at the inception of the policy, while others require ongoing insurable interest throughout the policy term.
  • Property Insurance: Insurance contracts may require insurable interest to be maintained throughout the duration of the policy. Failure to comply could result in the invalidation of claims.
  • Underwriting Process: Insurable interest is a key consideration during the underwriting process to assess risk and establish premiums.
  • Claims Process: Insurable interest ensures that claims are legitimate, reducing fraudulent claims and ensuring that policyholders have a genuine financial stake.

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