SHOCK: Giovanni Pernice unexpectedly speaks out about his special relationship with Ruth Langsford and boldly declares to Eamonn, ‘Before it’s too late, he should delete that disgusting video he is using to threaten Ruth, or else…’
Giovanni Pernice appeared pleased that Ruth Langsford enjoyed his and Anton Du Beke’s latest show as she got herself in the audience.
The Loose Women star was all smiles as she cosied up to her one-time Strictly Come Dancing partner Anton after he invited her to the show.
Fans will know that Strictly judge Anton and the BBC One dance contest’s former professional dancer are currently on the road with their latest joint show.
Last weekend, the pair kicked off their latest tour, Anton and Giovanni Together – The Live Tour.
“Go and see it if you can.” She then added a follow-up video of Giovanni and Anton on stage and said: “Fantastic dancers. Fantastic singers. Fantastic band.”
After the show, Ruth snuck backstage to give Anton a cuddle and made a suggestion for him and Giovanni. Ruth, who was partnered with Anton for the 15th series of Strictly back in 2017, captioned the sweet reunion snap of herself and the performer: “Thanks for inviting me Partner. @mrantondubeke. If one of the dancers needs a day off you know where I am.”
Resharing one of Ruth’s posts, Giovanni clearly appreciated the support as he responded with a string of love heart emojis on his Instagram Story. It comes just a couple of weeks after it was confirmed he will not be returning to Strictly this year.
He previously rejected the allegations and said he looks “forward to clearing my name”. Giovanni, 33, issued a fresh statement on Sunday morning (June 16) and said he is “co-operating fully” with an ongoing BBC investigation and is looking forward to “clearing my name and establishing the truth”.
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Source: CNN
Insurable Interest: A Key Concept in Insurance
Insurable interest is a fundamental principle of insurance contracts that ensures the legitimacy and fairness of insurance transactions. It refers to the legal right or financial interest a person or entity must have in the subject matter of the insurance contract. The concept ensures that the policyholder has a stake in the preservation or protection of the insured property or life. Without insurable interest, an insurance policy would not be valid or enforceable.
Key Aspects of Insurable Interest
- Definition and Requirements
- Definition: Insurable interest is a financial or other interest that one party has in the life, property, or liability that is the subject of insurance.
Requirements: It must be present at the time the insurance policy is issued. The policyholder should have a reasonable expectation of financial loss if the insured event occurs. - Examples of Insurable Interest
- Life Insurance: A spouse has an insurable interest in the life of their partner because their financial security is tied to that person’s life.
Property Insurance: A homeowner has an insurable interest in their home and its contents because they own them.
Business Insurance: A company has an insurable interest in the health of its key employees, as their loss would affect business operations. - Purpose and Importance
- Protection Against Moral Hazard: Ensures that the policyholder has a genuine interest in the preservation of the property or life, thus reducing the likelihood of fraudulent claims.
Legitimacy of Insurance Contracts: Guarantees that insurance contracts are not merely speculative bets on the occurrence of an event.
Types of Insurable Interest
- Personal Insurable Interest
- Financial Insurable Interest
- Property Insurable Interest
Legal Implications
Life Insurance: Some jurisdictions require insurable interest only at the inception of the policy, while others require ongoing insurable interest throughout the policy term.
Property Insurance: Insurance contracts may require insurable interest to be maintained throughout the duration of the policy. Failure to comply could result in the invalidation of claims.
Application in Insurance Policies
Underwriting Process: Insurable interest is a key consideration during the underwriting process to assess risk and establish premiums.
Claims Process: Insurable interest ensures that claims are legitimate, reducing fraudulent claims and ensuring that policyholders have a genuine financial stake.
Conclusion
Insurable interest is a foundational concept in insurance that ensures the integrity and validity of insurance contracts. It safeguards against moral hazard, establishes fairness in insurance transactions, and ensures that insurance policies provide genuine protection to policyholders. Understanding and applying insurable interest in insurance contracts is crucial for all parties involved, ensuring the protection and legitimacy of the insurance industry.
